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WA State Housing Finance Commission Accredited Certificate Course
Learn about a less known tax credit - the Mortgage Credit Certificate,
which is a tax credit worth
20% of every dollar you pay in interest on your mortgage*
We will be discussing issues concerning:
• how to qualify for the home you want
• government entitlement programs
• and how-to's on all matters concerning buying a home
This seminar also satisfies your prerequisite for several government affordable housing programs, such as the Mortgage Credit Certificate, and meeting FHA, Fannie Mae, Freddie Mac and SMBA Benchmark standards.
If you are considering buying a house or condo in the next year this seminar will provide invaluable information on how to get started (improving credit, getting qualified, finding the right property, entitlement programs, and more.)
Paul J. Scobee
Mortgage Banker Sr. Loan Consultant
Eagle Home Mortgage
WA License # 510-LO-46822
CA License # 01239271
Trusted Real Estate Broker
Windermere Realty Estate Northeast
* It is strongly recommended that you contact a tax professional before applying for an MCC in order to determine the potential benefits an MCC may provide for your specific tax situation. $60,000.00 based on first mortgage amount $450,000 with an interest rate of 5.5% and assumes the borrower has a tax liability equal to 20% of the interest paid on mortgage. The MCC is available with new purchase loans only. Refinances are not accepted based on the “Washington State Housing Finance Commission MCC Program.” Mortgage Credit Certificates are authorized by congress and are federally funded tax credits for qualified first time buyers. Buyer must earn less than $90,000 for a family of 2 a year and purchase a home with a total acquisition cost of less than $450,000 in King County Washington. For more information contact the Washington State Housing Finance Commission at 206-464-7139. The nonrefundable MCC fee is $650 and it is collected at the time of loan closing. Potential recapture taxes may apply. Equal Housing Lender